Mortgage repayment calculator

Mortgage repayment calculator

Estimate your monthly payment, see how much interest you pay over the life of the loan, and watch the balance clear year by year.


Your details

GBP
£250,000
4.50%
25 years
£0

Add a regular overpayment to see the interest and time you could save.

Monthly repayment

£1,390per month

Total interest

£166,916

Total repaid

£416,916

Payments

300

Capital repaid Interest paid

Yearly breakdown

Amortisation
Year Paid in Interest Capital Balance
Assumptions. Figures are estimates for illustration only and assume a single fixed interest rate for the whole term. Most mortgages reprice to a variable rate after an initial fixed period, so real payments may differ. Excludes arrangement fees, valuation and legal costs, insurance, and early-repayment charges. Overpayment modelling assumes no overpayment limits. This is not financial advice — speak to a qualified mortgage adviser before making decisions.

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