Income & expenditure calculator

Budget planner · monthly

Income & expenditure calculator

Add what comes in and what goes out each month to see whether you're running a surplus or a deficit — and exactly where the money goes.

Money coming in

£0

Money going out

£0

Left over each month

£640

You're spending less than you earn — this is what's free to save or invest.

Income

£4,400

Outgoings

£3,760

Savings rate

14.5%

Out / mo £3,760

Your budget statement

Monthly
How to use it. Enter every figure as a monthly amount — for anything paid yearly or weekly, convert it first (annual ÷ 12, or weekly × 52 ÷ 12). The savings rate is the money left over as a share of your income. This is a budgeting guide only and not financial advice; figures aren't stored or sent anywhere and stay in your browser.