Investment calculator

Growth projection · after charges

Investment calculator

Project how a lump sum and regular contributions could grow over time, after charges — and see how much of the final pot is your own money versus investment growth.

Your plan

GBP
£10,000
£250
5.0%
0.75%

Platform and fund fees, deducted from the return each year.

20 years
2.5%

Used to show the final value in today's money.

Projected value

£117,324

After 20 years — £70,000 invested, grown by £47,324 after charges.

Total invested

£70,000

Investment growth

£47,324

In today's money

£71,600

Your contributions Investment growth Value in today's money

Year-by-year projection

After charges
Year Paid in Growth Value Today's money
Assumptions. An illustration only — investments can fall as well as rise, and you may get back less than you put in. It assumes a constant annual return with charges deducted at a flat annual rate, contributions paid monthly and held level, and no tax on growth (as within an ISA or pension). Real investment returns vary year to year. "Today's money" restates the final value using the inflation rate you set. This is not financial advice — speak to a regulated adviser before investing.