Loan to Value Calculator

Loan to value (LTV) means how much your mortgage borrowing is in relation to how much your property is worth. It's a percentage that shows the proportion of your property that is mortgaged, and the amount that you own

For example, if you have a mortgage of £170,000 on a house that's worth £200,000, you have a loan-to-value of 85% and you own £30,000. Loan-to-value is a key consideration when you come to buy or sell your property, remortgage or release equity.